Why Now?

A home inventory is not a luxury.

And it’s not something to be put off. It’s a necessary protection that:

  • Lets you evaluate your homeowners’ coverage and know what you own. Today, a whopping two out of three homes are underinsured, and by an average of 27%. [source: Marshall
    & Swift/Boeckh.
  • Empowers you to recover as much of a loss as you can.
  • Gives you the edge in contesting a claims denial or
    settlement offer.
  • Substantiates un-reimbursed losses for income tax purposes.
  • Helps you prove loss or damage in storage or transit
    during a move.
  • Can minimize attorneys’ and accountants’ fees.

Is a home inventory
something you can
do yourself?

Sure, if you’ve got the time and the
patience. And the right tools. And the
savvy to know what to document.
And the discipline to keep it updated.

Why it’s in your best interest to hire Primary Proof:

We are qualified, insured and bonded, professional inventory specialists who will:

  • Create the body of evidence needed to support a claim in
    today’s tight-fisted insurance climate.
  • Help you to secure your most precious investment: your
    family’s home.
  • Treat you, your home, and your possessions with care, respect, and complete confidentiality.
  • Give you the “extra hand” to undertake a task that you may
    find daunting
  • Get it done — now. So you can check it off your perennial
    “to do” list.

“The burden of proving the existence and value of a claim rests with the policyholder. We receive many calls from homeowners whose claims were denied because they lacked documentation… and who wish they had an inventory of their property.” – State of Connecticut Insurance Department, Consumer Affairs Division

Click logo for home

“All the custom cabinetry in the house was destroyed — and we have no proof it ever existed. Replacing it will cost a fortune.”

“Our home inventory was so outdated that it was practically useless. We recouped a fraction of what we lost.”

“We had coverage for the ‘big stuff,’ but never considered the cost to replace the essentials — the clothes, the bed linens, the toys, the dishes and cookware.
That was huge.”